Cozy Credit Report

You need more than just a credit score to understand an applicant s financial situation.

Cozy credit report.

Your cozy payments will only appear on your experian credit report. That means if you want to pay outside of cozy for a month that s okay. Credit history built through cozy and experian rentbureau shows up on experian credit reports. When tenants choose to use a credit or debit card there s a 2 75 service fee.

Landlords can request screening reports and applicants purchase and share reports. Cozy credit reports come directly from our partner experian the industry leader in credit reporting. It wouldn t be treated as a late payment on your credit report. Each report is stored securely in your cozy account so you won t have to worry about keeping sensitive info secure.

There s nothing for you to do right now but we ll let you know before your account moves. Reports contain accurate up to date info about your applicants. If you need to dispute the rental information reported on your credit report please email creditdispute cozy co. You further agree that you are requesting or viewing such reports solely for the purpose of prospective tenant screening and for no other purpose.

Learn more about the change. If you skip paying through cozy for a month your report will show no activity for that month. Easy to read credit reports include a breakdown of an applicant s total reported debt detailed payment history for credit accounts and employment and address history.