Credit Score Rating Range

Generally speaking the credit bureaus consider any score over 650 to be a good credit score.

Credit score rating range.

For a score with a range between 300 850 a credit score of 700 or above is generally considered good. N a while both models maintain five categories of credit score types and cover the same number range each divides them differently. For the crop of base fico scores the very good range goes from 740 to 799. For fico scores a good credit score is 670 to 739 with a higher score being very good or excellent.

Both fico and vantagescore range from 300 to 850 although the way. As you can see different credit scoring models may have different ranges and scoring criteria. If your credit score is between 750 and 800 you have a long and distinguished credit history that shows a responsible payment history and the ability to handle multiple types of credit responsibly. Most credit scores fall between 600 and 750.

Your credit score calculation represents your credit risk at a moment in time based on information found on your credit report. As a matter of fact for the most part you are regarded in the same standard as borrowers with excellent credit history with the exception that you may have a higher debt to income ratio. A score of 800 or above on the same range is considered to be excellent. That means the same credit score could represent something different depending on which credit model a lender uses.

Bankcard and auto scores can range from 250 to 900. According to experian only about 18 2 of the population has a score within this range.